When Do Fixed Indexed Annuities and SPIAs Make Sense?

Guy Bester

Published on: 13/03/2026

Most people focus on building wealth. Few think about when assets must start producing income. Understanding that the turning point is key to retirement income planning.

Assets Become Income

Legacy, Ethics, and the Financial Divide: A Planner and Agent Conversation

Guy Bester & Garrett Jones, CFP®, EA, MPAS®

Published on: 07/08/2025

In this industry, it’s easy to chase shiny products, big commissions, and clever marketing. But at the end of the day,

Empowering Families5 Buckets

Credentials vs. Connectors: Bridging the Rift in Financial Services ✍️

Guy Bester

Published on: 17/06/2025

There’s an unspoken tension that runs deep through the world of financial services.

Mortgage ProtectionEmpowering FamiliesSoldiers5 Buckets

The Uniform Sets the Stage, But You Define Your Story

Guy Bester

Published on: 03/06/2025

When the uniform comes off, many veterans are left asking a question they never had to answer during their years of service: "Now what?"

Empowering FamiliesSoldiers5 Buckets