Is There Actually Enough

Is There Actually Enough

Is There Actually EnoughGuy Bester, CAA
Published on: 01/09/2026

Having life insurance is one thing. Having enough is another. See how income, debt, mortgages, and real-life responsibilities can expose gaps in even a well-intended protection plan.

What You GetWhat You WantWhat You Work ForLife Insurance Coverage GapDoes it make sense?legacyethics
You Made a Will. Now Check Who Actually Gets the Money.

You Made a Will. Now Check Who Actually Gets the Money.

You Made a Will. Now Check Who Actually Gets the Money.Guy Bester, CAA
Published on: 04/08/2026

Your will may not control life insurance, retirement accounts, annuities, or payable-on-death accounts. Beneficiary designations often decide who receives the money.

5 Common Misconceptions About Fixed Indexed Annuities (And What People Get Wrong)

5 Common Misconceptions About Fixed Indexed Annuities (And What People Get Wrong)

5 Common Misconceptions About Fixed Indexed Annuities (And What People Get Wrong)Guy Bester, CAA
Published on: 03/07/2026

Think you know how Fixed Indexed Annuities work? Here are 5 common misconceptions, from market risk to lifetime income, explained without the jargon.

FIAAnnuityMisconceptions
Mortgage Protection Isn't the Problem

Mortgage Protection Isn't the Problem

Mortgage Protection Isn't the ProblemGuy Bester, CAA
Published on: 01/06/2026

I was talking with a friend of mine who happens to be a realtor, and mortgage protection came up in the conversation. Not in a sales pitch kind of way.