When Do Fixed Indexed Annuities and SPIAs Make Sense?

When Do Fixed Indexed Annuities and SPIAs Make Sense?

When Do Fixed Indexed Annuities and SPIAs Make Sense?Guy Bester
Published on: 13/03/2026

Most people focus on building wealth. Few think about when assets must start producing income. Understanding that the turning point is key to retirement income planning.

Assets Become Income
Credentials vs. Connectors: Bridging the Rift in Financial Services ✍️

Credentials vs. Connectors: Bridging the Rift in Financial Services ✍️

Credentials vs. Connectors: Bridging the Rift in Financial Services ✍️Guy Bester
Published on: 17/06/2025

There’s an unspoken tension that runs deep through the world of financial services.

Mortgage ProtectionEmpowering FamiliesSoldiers5 Buckets
The Uniform Sets the Stage, But You Define Your Story

The Uniform Sets the Stage, But You Define Your Story

The Uniform Sets the Stage, But You Define Your StoryGuy Bester
Published on: 03/06/2025

When the uniform comes off, many veterans are left asking a question they never had to answer during their years of service: "Now what?"

Empowering FamiliesSoldiers5 Buckets
Build Your Life with the 5 Buckets Principle: Lessons from the Long Road

Build Your Life with the 5 Buckets Principle: Lessons from the Long Road

Build Your Life with the 5 Buckets Principle: Lessons from the Long RoadGuy Bester
Published on: 23/05/2025

Success doesn’t come from a single decision, it comes from consistent investment. Over my 22 years in uniform, I began noticing that true progress wasn’t just about climbing ranks or growing a bank account. It was about becoming balanced and intentional across multiple parts of life.

Empowering FamiliesSoldiers