Is There Actually Enough

Is There Actually Enough

Is There Actually EnoughGuy Bester, CAA
Published on: 01/09/2026

Having life insurance is one thing. Having enough is another. See how income, debt, mortgages, and real-life responsibilities can expose gaps in even a well-intended protection plan.

What You GetWhat You WantWhat You Work ForLife Insurance Coverage GapDoes it make sense?legacyethics
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You Made a Will. Now Check Who Actually Gets the Money.

You Made a Will. Now Check Who Actually Gets the Money.

You Made a Will. Now Check Who Actually Gets the Money.Guy Bester, CAA
Published on: 04/08/2026

Your will may not control life insurance, retirement accounts, annuities, or payable-on-death accounts. Beneficiary designations often decide who receives the money.

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5 Common Misconceptions About Fixed Indexed Annuities (And What People Get Wrong)

5 Common Misconceptions About Fixed Indexed Annuities (And What People Get Wrong)

5 Common Misconceptions About Fixed Indexed Annuities (And What People Get Wrong)Guy Bester, CAA
Published on: 03/07/2026

Think you know how Fixed Indexed Annuities work? Here are 5 common misconceptions, from market risk to lifetime income, explained without the jargon.

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Legacy, Ethics, and the Financial Divide: A Planner and Agent Conversation

Legacy, Ethics, and the Financial Divide: A Planner and Agent Conversation

Guy Bester & Garrett Jones, CFP®, EA, MPAS®
Published on: 07/08/2025

In this industry, it’s easy to chase shiny products, big commissions, and clever marketing. But at the end of the day,

legacyethicsfinancialfinancial planningFIAIUL
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