5 Common Misconceptions About Fixed Indexed Annuities (And What People Get Wrong)

5 Common Misconceptions About Fixed Indexed Annuities (And What People Get Wrong)

5 Common Misconceptions About Fixed Indexed Annuities (And What People Get Wrong)Guy Bester, CAA
Published on: 03/07/2026

Think you know how Fixed Indexed Annuities work? Here are 5 common misconceptions, from market risk to lifetime income, explained without the jargon.

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The Gap Between What You Want and What You’re Building

The Gap Between What You Want and What You’re Building

The Gap Between What You Want and What You’re BuildingGuy Bester, CAA
Published on: 01/05/2026

This blog explains how that gap forms over time. Inconsistent saving, delays, and short-term priorities shape long-term results not from one mistake, but from small choices that never fully align with the bigger goal.

What You WantWhat You GetWhat You Work For
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When Do Fixed Indexed Annuities and SPIAs Make Sense?

When Do Fixed Indexed Annuities and SPIAs Make Sense?

When Do Fixed Indexed Annuities and SPIAs Make Sense?Guy Bester, CAA
Published on: 13/03/2026

Most people focus on building wealth. Few think about when assets must start producing income. Understanding that the turning point is key to retirement income planning.

FIASPIADoes it make sense?Fixed Indexed AnnuitySingle Premium Immediate AnnuityFIA vs SPIARetirement income planningAnnuity income strategies
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