Terms of Service

DarkHorse Insurance Solutions LLC

These Terms of Service govern your use of our services, website, and any related products or features provided by DarkHorse Insurance Solutions.

By using this website or our services, you agree to the terms and conditions outlined in these Terms of Service. If you do not agree to these Terms, please do not use our services.

Acceptance of Terms

By accessing or using our services, you acknowledge that you have read, understood, and agree to be bound by these Terms, including any additional policies referenced herein.

Website Use

This website provides general information regarding insurance products and services, including Medicare-related plans, life insurance, health insurance, and annuities.

DarkHorse Insurance Solutions is an independent insurance agency representing multiple insurance carriers.

You agree to use the website only for lawful purposes and not to interfere with the operation or security of the website.

Informational Purpose

Information provided on this website is for general informational purposes only and should not be interpreted as financial, legal, or tax advice.

Insurance decisions should be made based on your individual circumstances and consultation with appropriate professionals.

Submitting information through this website indicates that you agree that a licensed insurance agent may contact you by phone, email, or other electronic communication regarding insurance options and information.

Use of Services

You must be eligible to use our services and agree to provide accurate and complete information when using our services.

Medicare Enrollment Services

Scope

Our agency provides services related to Medicare enrollment and insurance guidance. We do not guarantee eligibility for Medicare benefits. Final eligibility and coverage determinations are made by Medicare, insurance carriers, or other relevant authorities.

Accuracy

While we strive to provide accurate and current information, we do not warrant the accuracy, completeness, or reliability of information provided on our website or through our services.

Insurance Product Availability

Insurance products discussed on this website are subject to underwriting approval and may not be available in all states. Product features and availability may vary by insurance carrier.

Privacy and Security

Privacy Policy

Your use of our services is also subject to our Privacy Policy, which explains how we collect, use, and protect personal information.

Security

We employ reasonable security measures to protect your information, but we cannot guarantee the complete security of data transmitted over the internet.

Intellectual Property

All content and materials on this website, including but not limited to text, graphics, logos, and design elements, are the property of DarkHorse Insurance Solutions unless otherwise stated and are protected by applicable intellectual property laws.

Content from this website may not be copied, reproduced, distributed, or used without prior written permission.

Medicare Disclaimer

DarkHorse Insurance Solutions is a licensed insurance agency and is not affiliated with, endorsed by, or connected with the U.S. government, the Centers for Medicare & Medicaid Services (CMS), or the federal Medicare program.

Termination

DarkHorse Insurance Solutions reserves the right to terminate or suspend access to our services at any time, with or without notice, for violations of these Terms or for any other reason at our sole discretion.

Limitation of Liability

To the fullest extent permitted by law, DarkHorse Insurance Solutions and its affiliates shall not be liable for any direct, indirect, incidental, special, or consequential damages arising from the use of or reliance upon information provided on this website or through our services.

Changes to Terms

These Terms may be updated periodically to reflect changes in services or legal requirements. Continued use of the website after updates are posted indicates acceptance of the updated Terms.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Texas, without regard to its conflict of law principles. Any disputes arising from the use of this website shall be subject to the jurisdiction of the appropriate courts located within the State of Texas.